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Question:

Your vehicle is insured third party only. This covers ________.

A damage to other vehicles
explanation

This type of insurance cover is usually cheaper than comprehensive. However, it doesn’t cover any damage you cause to your own vehicle or property. It only covers damage and injury you cause to others.

Related Information

Before you can drive your car in a public location, you must obtain motor insurance. It protects you, your car and other drivers from legal responsibility in the event of a collision. It offers monetary compensation for any injuries brought to people or their property.

Types of insurance cover

- Third party only: The law requires that you have this cover. With this level of cover, you can be sure that any injuries to other people—including your passengers—or damage to their property as a result of an accident you cause will be compensated. It doesn't pay for any of your accident-related expenses. The majority of insurance providers provide insurance coverage levels above those required by law. Each company will have a different regulations of what exactly is covered.

- Third party fire and theft: In addition to offering the same coverage as third party only, this policy additionally covers theft or fire damage to your car.

- Comprehensive: This offers the same cover as third party fire and theft. It also protects you if an accident results in damage to your car. Insurance companies offer a variety of additions to this level of coverage, such as supplying you with a courtesy car while your vehicle is being fixed, paying for your legal fees, covering your excess and other uninsured losses, roadside recovery schemes, and vehicle repairs in the event of a breakdown.

Comments

Shushanna Buachie

1 year ago

Great to use. It Allows you time to think about your answer and also help you look over the ones you got wrong

Paul Arthur

1 year ago

Nice app and free mode was enough to pass first time! Developing hazard test would be a plus

Ruslan Khasanbaev

1 year ago

Great app, just did 59/60 with first try on my theory exam. Exactly what you need to prepare! Would be great to have hazard perception training too.

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