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You claim on your insurance to have your car repaired. Your policy has an excess of £100. What does this mean?

A You will have to pay the first £100 of the cost of repair to your car.

Having an excess on your policy will help to keep down the premium, but if you make a claim you will have to pay the excess yourself, in this case £100.

Related Information

What is excess on a car insurance policy?

The sum of money you pay to a claim that occurs is called an "excess." This covers both the voluntary excess—the sum you decide to pay when purchasing a car insurance policy—and the mandatory excess—the amount set by the car insurance company. The two excess amounts added together indicate the most you would have to pay for repairs to your car if you filed an insurance claim. Many people decide to increase their voluntary excess in order to lower the cost of their car insurance. The good news is that an excess insurance policy can protect this excess.

How can I use this policy to save money?

The financial risk associated with high excess values on motor insurance policies can be eliminated for a reasonable price by purchasing a motor excess insurance policy. You can eliminate the financial risk of paying a large excess amount if an incident occurs by purchasing an insurance policy that covers the excess amount. Additionally, drivers use this sort of insurance to lower the annual price they pay for their motor insurance. Customers can increase their excess amounts with the purchase of an excess insurance policy knowing that they have offset the financial risk by obtaining a reasonably priced excess insurance policy.



3 years ago

I love its graphics


3 years ago

This app helps me learn whilst being free. I can learn my weaknesses and aim to pass at higher score


3 years ago

Helping my daughter with the theory side of the test. Only wish we’d found it earlier on! Even I’m learning/getting reminded of what things mean again!

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